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What are Investment Accounts?

Investment Accounts allow you to earn interest on your cryptocurrency and traditional currency holdings. Available in select countries, this feature offers a secure way to generate returns on account balances.

These DeFi-powered savings tools generate interest on the funds held within them. Interest rates vary based on currency type and account balance.

To open an Investment Account, navigate to the "Earn" tab in the "Grow" section and follow the simple setup process.

1. Start Earning

Earn interest on various cryptocurrencies, stablecoins, and traditional currencies. Interest accrues daily based on your minimum daily balance and is distributed weekly.

To begin earning:

  1. 1 Transfer funds from your regular account to an Investment Account
  2. 2 Your funds start earning interest immediately
  3. 3 Minimum investment: $1 or equivalent in other currencies

2. Account Types & Rates

Earn competitive yields on your USDC with our two account options:

Flexible Account

Withdraw anytime with no restrictions.

5% AER

Fixed Term Account

Lock funds for higher yields. Terms from 1-24 months. Automatically converts to Flexible at maturity.

8-12% AER

Fixed Term Rate Tiers

Term Length Annual Equivalent Rate (AER)
24 Months 12%
12 Months 11%
6 Months 10%
3 Months 9%
1 Month 8%

Important Notice

These are not traditional bank accounts. Funds are converted to USDC stablecoins and deployed via DeFi protocols. No FDIC/government insurance exists for these yields. Market, protocol, and de-pegging risks apply.

3. How It Works

Direct Access

No new apps needed. Access your investment account through the Mewayz dashboard.

Weekly Growth

Interest is compounded and paid out weekly.

Full Control

You maintain direct ownership of your funds at all times.

Have questions? Read our detailed terms

Review Terms of Service